Yes, we lost 2 million 375 thousand, which we saved for hospice equipment in Yekaterinburg.
Money is not the main thing. The main thing is your trust in us and our work. And I am very sorry that this trust was turned inside out by people unknown to us.
We will restore the money with this and build a hospice.
About six years ago, I was indignant that my brother’s Italian bank worked with a huge siesta break and closed early (and we only sold whiskey in the mountain for cash, so the problem was urgent). The brother sternly said that it was better to endure the inconvenient work schedule, but always take your money without the help of familiar cops, FSB officers and lawyers. Hinting at the Russian practice of quickly initiating cases and depriving banks of licenses.
Good morning, beautiful country! I am happy that I live here when one of the largest banks in the Russian Federation collapses out of the blue in the morning. Fuck-pound, eh! I have two checking accounts there. What should I do now...
The story with Master Bank, in my opinion, is evidence of Nabiullina’s lack of professionalism. A man not from the banking world, he was only recently appointed to the post of head of the Central Bank, and now, not yet getting comfortable in the position, he decided to “wave his saber.” This could only be done by a person who was not familiar with the workings of the banking system from the inside and did not understand what such drastic steps could lead to.
Revocation of a license is not the only possible measure on the part of the Central Bank. It was possible to introduce a temporary administration, take the bank under external management, resolve the situation with processing, and only then revoke the license and go bankrupt.
Instead, they just suddenly cut everything off. They created problems for a huge number of people, and for themselves at the same time.
Now what? Transferring the processing of a couple of hundred (!) banks at the same time to another processing center is not a matter of one day or even several days.
And this is even if there is no mass panic among cardholders...
master bank everything.
the central bank banned him, that is, revoked his license
Ivan Ivanovich Okhlobystin rested at the expense of Master Bank. Who will investors hit in the face now?
The case with Master Bank shows that our banking system is facing a severe liquidity crisis. The master’s license was revoked for one reason, but as a result, a hole in the balance sheet emerged - 2 billion rubles. Top bank. What does this mean? Yes, about the fact that open any balance sheet of any bank and you will find the same holes there, if not more. The liquidity crisis in our banks can be judged by how exorbitant interest rates they promise on deposits, trying to attract money.
I don't like these kinds of calls. One bank after another has their license revoked.
"Pushkino", "Master Bank"... Who's next?
Let's take a look at the situation.
Sberbank and VTB offer deposits at a rate of 6-7% per annum. This is maximum.
And Master Bank guaranteed from 10.4%. "Pushkino" - 11%. The wording is especially frightening: “The amount of your deposit is insured by the state.” It feels like the Bank is immediately saying, don’t worry, you’ll get yours back anyway.
Only there is less and less money in the Deposit Insurance Agency...
Well, where, where are my five minutes of fame? While getting ready for the Royal races at Ascot in the summer, I went to buy pounds at Master Bank. And I told everyone who wanted to listen to me that, according to my feelings, this bank would soon go bankrupt. For! When the main bank has such a strict system of access to the operating room and where FSB officers serve as security guards (they are never former), then this is a direct indicator of trouble.
And don’t ask where the logic is))) This is just my empirical observation.
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In Erethia, the process of arrival of “charms” from the idiotic entry into the WTO continues. Now the oligarchs-metallurgists - Deripaska with Rusal, Evrazgroup and Mechel - have come to the Medvedev government with a request to provide state support. They beg the state to give them money from the treasury to pay off their loans and forgive subsidies for paying unbearable interest.
Well, did your WTO help you, metallurgical idiots? You wanted it so bad! You didn’t listen when they told you that you would have to compete with the new, “brand new” metallurgical giants of China and even the Middle East (aluminium), which would offer the world products that were both cheaper and of excellent quality. Did you support Konstantin Babkin and me when in 2011-2012 we demanded that the issue of the WTO be put to an all-Russian referendum? Well, now get it and sign it.
In general, the WTO should have helped metallurgists, not Medvedev. That was the plan when they entered into it.
In blogs DECEMBER 5, 2013The Ministry of Finance discovered a “hole” of 10 trillion rubles in the Russian budget - Yes, it consists of “holes” in the government and the Duma
Igor :
The Ministry of Finance suddenly discovered a hole in the most stable budget on the planet. Well, like a hole, it’s a small hole.:
A trifle, of course, especially for Mr. Kozhin, the manager of the chairman of the Ozero-Sosny cooperative. Why did I suddenly remember this gentleman? Yes, it’s simple, he suddenly became concerned with the main problem of the state, the problem of salaries of officials and the purchase for them of beautiful lacquered cars with an interior made of Kenyan goat leather.
LexxLoki :
The Ministry of Finance has discovered a shortage of 10 trillion rubles in the Russian budget...hold Olympics more often...more often...
People write this: "
- We have a hole in the budget
“Well, at least we have something in the budget..”
It will be divided fairly among everyone...
People are already taking bets on the ruble exchange rate after the cut.
Someone will proudly say that this will not affect us, because... We don’t have money, but in reality, citizens’ savings in rubles are measured in hundreds of billions, and in essence they will be robbed. Secondly, import prices will rise sharply. At least I decided that I needed to stock up on more medicine at the old prices, because... Russia essentially does not have its own medicines, since we have learned to make tablets and capsules, but the most expensive thing is that we do not make the active principle of any tablets and ampoules. But there is no revolution without someone winning. And Russian producers and, above all, agriculture, whose products will be more competitive, will benefit.
For myself personally, I decided to just stock up on medicines, because... I, like most Russians, do not have any noticeable savings, but they are also put into different baskets.
I remember the devaluation of the ruble of past years. One classic example of two of my entrepreneur friends - they had loans, one in dollars, the other in rubles. One lost big, the other won big. And this winner created an enterprise that is today the pride of the Altai Territory.
Nikitich :
There can be no talk of any “beneficial impact” of the depreciation of the national currency on the Russian economy. Russia is not Japan or China; Russia sells raw materials, unlike commodity-producing countries. Everyone who talks about the usefulness of devaluation is simply swindlers or weak-minded.
The devaluation of the ruble not only depreciates the ruble savings of citizens, it will also inevitably accelerate inflation - cause prices to rise = and even those who do not have savings will suffer from this.
azzazzin :
Then I went to the website of my bank and was a little freaked out by the selling rate (1/34.80)... I looked at the statistics on Rambler and it didn’t go away. We have another round of crisis and the ass is asshole, or what? Or does the rate still have at least a 1/33 chance of returning?
The ruble is declining. Despite the high price of our export resources. The other day, on the radio, some scientific sage advised citizens to convert their savings into foreign currency. It didn’t come to the point of mass purchases of salt and matches, but people tensed up. Government officials explain: there is no reason to panic, these are just normal fluctuations in the financial market, everything is going as expected, everything is natural.
So I say: naturally. How could it be otherwise if we produce nothing (or close to nothing). We send ourselves raw materials for export, and get back goods - “manufactured goods”, as they said a hundred years ago.
And why the hell...I give us the Olympics if everything in the country is so bad?! The depreciation of the ruble continues rapidly... Soon everything will rise in price even more.... Tin...
If the dollar rises above 36 rubles, the process of rising prices will not be stopped at all. Kudrin is terribly far from the people
Non-Olympic record. For the first time in history, the euro exchange rate exceeded 49 rubles
I fully admit that now the Ministry of Finance has really begun to buy foreign currency, and it is clear that the increase in demand for foreign currency is further collapsing the ruble.
Today’s fall in the ruble may also be associated with the aggravation of events in Ukraine; it is clear that this is a technical defeat for Russia, and all this is very bad for us.
So far, zoych, medals, rye, that’s all, the euro has broken through the ceiling at 49 rubles. and climbs. The dollar didn’t lose his breath either and rushed after him.
(something funny: two lard dollars, which, apparently, will not go here and now to Yanukovych - this is about three days of restraining interventions of the Central Bank of the Russian Federation)
Is the Ministry of Finance buying euro currency at 48 and $ at 35, until it becomes 50 and 40? As a currency speculator with insider knowledge?
At the same time, the Ministry of Finance buys foreign currency to replenish reserves, and the Central Bank sells it to support the ruble exchange rate. Schizophrenia.
In blogs MARCH 3, 2014In such a war, the interests of the people mean practically nothing, the people are consumables used as a tool to achieve their goals. The concept of state (popular) interest has lost its significance, now the self-interest of CLANS (corporations) dominates.
Do you follow the $ and € rates? If so, then you definitely noticed that in 2014 the ruble fell in price by 11%. This has a direct bearing on our purchases in foreign stores and on prices for everything within the Russian Federation.
But, apparently, the fall of the ruble that has already occurred is just the beginning. Warm up, so to speak. You don’t need to be a prophet to assume that the ruble will collapse tomorrow.
How much do you think $ and € will grow tomorrow? For 1 ruble? On 2? Or maybe just 5? Your opinion? My forecast is 39-40 rubles for $1.52-53 rubles per €1 tomorrow, and in the event of further escalation of the conflict with Ukraine, 50 rubles for $1 in the coming weeks.
The war between Russia and the United States continues. The main news for the current hour.
1. The Central Bank of Russia, controlled by the US Federal Reserve, lowers the exchange rate of the ruble and increases the exchange rate of the American dollar and euro
2. In response to this, the price of Russian gas in Europe today has been increased by 9%
yetzz :
Everything is gone, everything is gone! The ruble is weakening, the fall of the Russian stock market exceeded 10%! We are finished!!!!11, - this is the summary of the mood of the last days of our all-goers (or whatever they should be called correctly?).
In this regard, I remembered Dvorkovich’s recent words that the weakening of the ruble exchange rate will bring more benefits to our economy in all sectors. In addition, the Central Bank has a floating exchange rate policy and if anything happens, if any fluctuations are strong, then it will intervene... In short, there is less panic.
But who can say what objective reasons there are for the fall of the stock market and the collapse of the ruble in Russia?
Someone wrote the script ahead of time, but either the actors are bad, or the curtain wasn’t lowered all the way, but different parts of prompters, screenwriters and directors stick out everywhere. Like in Viya..
Andrey Kiyanitsa :
It’s so honorable that LJ is all oligarchs. And I’m also in this same LJ. Among the rich oligarchs.
They are so worried about the stock exchange and the ruble exchange rate.
But I don’t have a damn thing, no shares, no dollars, no euros, no rubles. I can’t “go to the cash”, “burp”, “play shorts”, that is, engage in a fuck-up invented by a handful of assholes, picked up by idiots from the crowd.
Here the shares of some company, such as Gazprom, “fell.” No, as the burning oligarchs write today - they CRASHED. So what the hell? Has the gas stopped burning? What do I care??? I saw our gas pipelines, studded with surveillance cameras and armed guards, these veins of Europe. Stocks collapsed, but for some reason gas prices did not fall. Because gas is real, it hums in the pipe, it burns and can fuck, stocks are just software code maintained by nerds in pink shirts and pointy boots.
These are virtual movements, a non-existent world. Stocks fell, a couple of hundred people earned non-existent money. Tomorrow the shares will rise, another couple of hundred people will earn the same non-existent money in the form of ones and zeros on the monitor screen. Games of useless people, accompanied by the cries of feeble-minded “economists” from LiveJournal.
The same thing with the ruble exchange rate. At least a hundred for a dollar, what do I care??? Everything is already expensive, the price ceiling has already been reached, at least in Moscow time. And it is not profitable for the capitalist ghouls if no one buys anything from them.
So, don't piss, you fucking economists.
year 2014. The ruble has been shaky for a long time, and in February the real fall began. The Olympics did not save us, the stabilization fund does not help - the currency is leaving the country (not only from Russia - from all unstable economies). How to divert the population's attention from the obvious economic failure of the great helmsman Pu? A small victorious war is our recipe. Let us leave aside the question that the war, if it takes place, will be neither small nor victorious. The main thing is that the Vatniks (Putin’s main electorate) are fighting in ecstasy and don’t care about the ruble exchange rate, the closure of enterprises with foreign investment and the potential Iron Curtain. Why don’t you say that there are quilted jackets - you hear from liberals “for Crimea, I’m ready to forgive Putin everything else.” The ratings are up, attention is diverted from the crisis, the opposition is checkmate. And that these games can lead to the death of people - but when did the Kremlin care about this?..
In blogs MARCH 24, 2014Crimea will receive the status of a special economic zone. Yeah, like the Far East.
Mark :
An important and correct decision!!
Crimea can become a special economic zone! So many businesses can be brought out of the shadows and officially paid into the treasury
Why ZONE? Can’t we call it territory, for example?
That's what I suggested. He also offered a gambling zone.
navimann :
In general, it will turn out like a Belarusian outback on a bad collective farm - the richest are pensioners and officers from a nearby unit.
From the point of view of the budgetary part of the economy... since a decent part of the Crimean economy is tourism and a lot of cash appears there, few taxes come from there. There was a budget for subsidies from the center. Pensions too, because not everyone was officially employed, and there are almost half a million pensioners out of a population of 2 million. And the officially employed in Crimea (these are those from whose earnings pension contributions go) are only about a million.
Justice :
Crimean business is asking for preferences for its products in Russia. Without urgent measures, the economies of Crimea and Sevastopol may be under attack
makhk :
The forecasts of the Ministry of Economic Development and the government are increasingly reminiscent of the forecasts of astrologers. Constant corrections reduce the value of forecasts to zero.
Meanwhile, price increases are already greater than this bad forecast.
Klepac: Forecast of economic growth in 2014. reduced to 1.1% - It will be a bit much, however...
pronkou :
The “planned special operation” - the devaluation of the ruble, which has now slowed down as a result of urgent actions of the Central Bank of the Russian Federation (raising rates, multi-billion dollar interventions, etc.), hit Russian business with all its might. Enterprises are cutting staff, production volumes, purchasing abroad, etc., but there is a main beneficiary who has warmed up its “playful little hands” - this is the Russian state!
As a result of the decline in the value of the national currency (read “impoverishment of the bulk of Russians” - the average salary in the Russian Federation does not even reach 30 thousand rubles), the state treasury (under the control of the bureaucracy) will receive an additional 800-900 billion (!) rubles this year. This figure was stated by Deputy Minister of Economic Development Andrei Klepach.
Like this! “Pants are turning, trousers are turning” into real rubles, which officials will use at their own discretion. Or do you have information on the budget of your city, your region, the entire Federation?
A. Klepach is a pro, so he said that in addition to the “dough”, Russia (ordinary citizens) will also receive increased inflation, a decrease in domestic demand, and a slowdown in economic growth. The last position is a complete mess...
The state...ism that was built in Russia over the past “rolling noughties” is a dead-end path of development! There is no development, but there is a “caste” that makes hundreds and hundreds of billions of rubles “out of thin air.”
Well, what about the people? What about the people? He has Crimea...
There was bankruptcy before, but the information passed by like news...
Yesterday I wrote on this topic in one community. From TV I imagined it would be like this:
1) those who are now in the hotel are still living in the hotel for an indefinite period of time for free (until they can not be taken out). But, I think, the pleasure from the extra is on my nerves. days are hard to get...
2) those who have just arrived will fly away as soon as the issue of departure is resolved (i.e., without waiting for the end of the vacation). Will the money not be returned?
3) those who have not yet flown away - perhaps they will not receive the money back?
And today I read various forums on the topic - everything is completely wrong!!!
Hotels demand money from many people or evict them.
Many hotels have taken advantage of the situation and demand payment (even though the rooms have been paid for)
Coverage from insurance companies will be cheap. And I naively believed that all the money would be returned (!)
It brings me to tears to read the stories of people who got into this mess...
About a woman who saved money for two years to go on vacation with her wheelchair-bound son...
About a woman who took out a loan to go on vacation...
About a woman who was kicked out of a hotel with her child and is sitting at the airport...
How people sit at the airport for two days...
How people fly in on vacation, and are greeted at the airport with the words that they have to pay for the entire vacation or fly back (for a fee)
and so on
Well, if our Prime Minister does not see the difference between a tour operator and a travel agency and says that it is necessary to monitor the activities of travel agencies so that there are no financial pyramids... then what can we say about the rest... For those who don’t know, a tour operator forms and promotes tours, a travel agency - is responsible only for the sale of tours, the tour operator is responsible for the quality of the tour!
Slaver :
Travel agencies are no longer needed, you can get to any place yourself and cheaper
In general, tourists dealing with the travel agency "Labyrinth" (!) got off easy. We could go to the minotaur for breakfast
In blogs AUGUST 6, 2014- I brought an application to hold a rally for the return of pension savings...
- Your event undermines the foundations of the Constitution. Next!
We had confiscation of pension savings, NSP, a bunch of colorful responses to sanctions... The only thing that caused me fear was shame.
Cut expenses or scam several million people? Of course, throw it.
And ask: “why does the government think so?” from no one but themselves.
Money was stolen from 25 million people, if they had just taken to the streets one time and peacefully chanted "please be so kind as to leave our money alone" our government's perception of political acceptability would have been greatly adjusted.
Our Anti-Corruption Foundation and the Progress Party were the only organized political structures that tried to organize a public campaign against the “pension robbery” .
Surprising news arrived in the morning: now there will be both VAT and sales tax (including on services). IP should be closed, obviously. And do what is close to your heart and far from your once again frozen pension savings. It’s tough what’s happening.
Shalnev :
How long will you pay for your incompetence with our pension money?
I don't understand! A moratorium on the formation of pension savings for citizens is not a default of the state?!
Why does Mr. Medvedev decide to freeze my pension savings?
Freezing pension savings in 2015 will finish off the funded pension system and deprive the economy of investment resources
In blogs AUGUST 13, 2014Corvin l :
the food program is the most obvious example of why Russia is not China
Until the rooster pecks, the man will not cross himself...
But there is a problem. If you set a goal for import substitution, this will not create an effective and self-sufficient economy that does not burden the state budget, but rather fills it. Since with an increase in the level of technology in agriculture and taking into account the fact that our lands - as means of production - are 10 times more than our own need for products that this land can produce, this will lead to the fact that only one out of 10 productions will be profitable. The rest will demand write-off of loans and constant funding from the state budget.
Therefore, we need a new, but specifically, export-oriented agricultural policy that allows us to export, “push” over-produced products onto foreign markets.
With this policy formulation: we will feed ourselves and begin to feed the world - according to the calculations of every fifth person - 1.5 billion people. This will provide an influx of hundreds of billions of dollars in export earnings into the country. Moreover, annually and for a long time: until the food is replaced with some kind of surrogate))
And I remembered Food Program-1 - the one under Brezhnev.
Thanks to her, we now have a small vegetable garden, not far from the Moscow Ring Road (this is the highway around Moscow, if anyone doesn’t know, it’s 109 km long). So there, on the terrible terrible red-brown swamp soil, or clay, potatoes grew (we almost stopped buying them), carrots, huge watermelons (these are pumpkins in Russian), zucchini, squash, tomatoes, cucumbers of the "bedretto" variety "(it was like a small greenhouse was made), the strawberries were delicious (then they planted the Gigantella variety - so great!), and also the sea buckthorn - very good. good and large red currants (porichki). Well, all sorts of flowers - blackbrowns (Russians call them “marigolds,” which for some reason terribly annoyed me as a child), lupins, mallows.
For some reason, the Ural mangoes and Arkhangelsk pineapples did not grow (or we simply did not think to plant them). But even without that, everything that grew surpassed the wildest fantasies - that in Moscow and on such lands something could even appear.
Let's eat our peaches and kiwis!
Long live the new food program! Hooray!
Still, thinking is an amazing thing. The same people come up with the theses “state support for agriculture in European countries is good” and “the food program in Russia is bad.” Or assuming that France or the Czech Republic support farmers without a program. Either a priori denying fellow citizens (and themselves, of course) the ability to develop and implement a working program.