Does insurance guarantee?

The number of registered road accidents is also growing because participants in accidents, even the most minor ones, are increasingly calling traffic police inspectors to the scene. In order to, based on the received certificate, demand compensation for damage from the insurance company. Participants in one of the accidents waited on the road for an hour for a representative of the insurance company. They wanted the damage to their cars to be assessed on the spot. The insurer never showed up.
Driver: “When I arrived at the scene of the accident, I began to call my insurance agent, to which they told me that they did not have a car to go to the scene. Then I said that I would take another car and come pick you up myself. But they told me that there is no specialist, put the car in the garage, then we will evaluate everything.”
With the introduction of motor vehicle traffic accident inspectors, work has also increased. Now they are called to the scene of an accident in almost all cases. Even having received an ordinary scratch, many do not want to negotiate compensation, having assessed the damage “by eye”. Therefore, drivers are waiting for a certificate from the traffic police. It serves as the basis for going to court, which will decide who owes whom and how much. At the same time, drivers are not even too concerned about the fact that the culprit will have to pay more for insurance next year. Appeals to traffic police and insurance companies are becoming a real boom. Moreover, everyone wants to sort things out immediately, on the spot. The Rosgosstrakh company has already abandoned the practice of visiting all road accidents. Traffic police inspectors are forced to do this as part of their duty. Vitaly Aplin, senior traffic police inspector: “Of course, any accident creates a traffic jam. In conditions of chronic lack of time for insurers and traffic police inspectors, this results not only in many hours of waiting for them, but also in great inconvenience for other drivers.” In addition, the number of recorded accidents has increased significantly. Now, traffic police inspectors consider a day when 15 accidents occur to be calm.