Translated material
How to save on insurance and is it worth it?
Today in the auto insurance market, different insurance companies often offer the same services, but the prices for these services can vary greatly. It is almost impossible to give a clear answer, what is the reason for such a spread in prices, since there are too many ...
Today in the auto insurance market, different insurance companies often offer the same services, but the prices for these services can vary greatly. It is almost impossible to give a clear answer, what is the reason for such a spread in prices, since too many factors affect pricing. Thus, tariffs depend on the size of the player and the share of his presence in the market, on the integrity of the company and on whether it cooperates with intermediaries and agents. So, for example, cooperation with intermediaries adds to the cost of tariffs from 10% to 30%. Many car owners are afraid to save on insurance, guided by the rule that the more expensive the product, the better it is. However, this is not always the case, and it is often possible to save money on car insurance without sacrificing safety.
Thus, the cost of a CASCO policy can be reduced by up to 40%. It is known that the tariff depends on the class of the car: insurance of expensive cars will cost more than insurance of cheap ones. But even in this case, you can significantly reduce the cost of the policy - install a high-quality alarm that will reduce the risk of theft. In the same case, you can include insurance in CASCO only in case of damage, excluding the risk of theft from the contract. This option is also suitable for car owners whose car was bought more than 4-5 years ago: car thieves prefer used cars to new ones.