Russians will receive a tax deduction from the purchase of several apartments

When purchasing housing on credit, Russians will be able to receive a property tax deduction with the maximum permitted amount - three million rubles. The bottom line is that with the purchase of the first apartment, land or house, the citizen may have the rest of the tax deduction and he will be able to “choose” it to the end, having bought another real estate object - also on credit, writes Rossiyskaya Gazeta .

Such changes are contained in the bill , which the day before submitted to the State Duma the Legislation of the Republic of Karelia.

Amendments are proposed to be made to Article 220 of the Tax Code, which states that the property tax deduction is received from the amount of expenses for repayment of a mortgage, but with respect to only one housing.

The maximum amount provided for by law is three million rubles, but only for those citizens who concluded a mortgage transaction after January 1, 2014. If we take into account that the cost of apartments in different regions rarely involves overpayment by percent of more than three million (more often it does not reach this value), it turns out that part of the deduction remains unused.

The bill will improve the legislation, get a full deduction when buying the next housing on credit and stimulating such lending in the country, the initiators of the bill are sure.

"MK": buying an apartment in the coming years most Russians do not threaten

Analysts interviewed by the Moscow Komsomolsa compared how the current situation in the real estate market is different from the 2008 crisis.

“This is not the first time the dependence of the Russian economy on oil prices has played a cruel joke with the country,” says Maria Litinetskaya, General Director of Metrium Group. “But if six years ago the crisis was caused by purely economic reasons, now an aggravated geopolitical situation, the introduction of anti -Russian sanctions and the growing raw material dependence of the economy.”

According to experts, already this year the volume of transactions in the real estate market will decrease by at least 30-40%. Prices will decrease by 20% in general, and new buildings will go out at a significant discount - up to 15% to the average market price.

Developers will lure buyers with an interest -free installment plan - however, according to the director of the Incom -Real Estate Department of Yulian Gutman, for a maximum of two years.

"In 2015, small companies and projects with an unsuccessful location will collide with an outflow of buyers. Perhaps they will even have to leave the market," said Alexander Ruchev, president of Morton Group of Companies. Large players will postpone the withdrawal of new projects for an indefinite period, which are now in the "paper" stage.

“Unlike 2008, when the situation was more predictable, it is almost impossible to understand how long the recession will last,” says Maria Litinetskaya. “If you get out of the crisis in two years, as Vladimir Putin said at a press conference in December last year, the real estate market will be able to recover quite quickly.”

The chairman of the board of directors of the MIC Group of Companies Andrei Ryabinsky is more optimistic. He believes that the political situation will calm down from October, the price of oil and the ruble will increase and the country will gradually begin to leave the crisis.