How to save

The question of the complete abolition of the funded part of pensions on the agenda is no longer worth it. This was stated by the head of the RSPP, Alexander Shokhin, commenting on the results of the meeting of President Vladimir Putin with business representatives on Thursday, Interfax reports .

"The president supported our position and said that there is no intention to cancel the obligatory funded pension," said Shokhin. According to him, back on Thursday, the probability of eliminating the mandatory funded pension system was very high.

At the same time, Shokhin emphasized that another fundamental question remained suspended - about the extension of the "freezing" of the funded part. Putin did not express a clear opinion on this issue at the meeting, the government will be discussed, he said. The RSPP believes that the extension of freezing for 2016 is also counterproductive.

“So, we now have the following task: to convince the government, including a social block, which is better not to freeze. We will work within the framework of this next step,” the head of the RSPP said.

On Wednesday, the former Minister of Finance of Russia Alexei Kudrin made with a sharp criticism of the abolition of the cumulative component in the pension system. According to him, such a solution will be counter -productive, untimely and reducing the stability of the financial system in the long term.

Building a new model of growth of the Russian economy is based on investments in higher -performance assets than they were still, Kudrin emphasized. An important source of investment resources is pension money. In addition, frequent - every three or four years - changing the rules of the game in the pension system means that the state has no strategic thinking and understanding of the prospects for the development of the country, said ex -Minister of Finance.

Kudrin was supported by other participants in the round table on the issue of preserving the funded pension system organized by the RSPP. The chairman of the Board of Directors of the Bank MDM Oleg Vyugin believes that the abolition of the funded part of the pension will almost destroy it. It will be possible to return to its creation again no earlier than after 10 years, and it will be more difficult to do. In addition, according to him, the funded funds "do not hang in the air" - they work in the economy. Most of them are invested in the shares and bonds of Russian companies.

The director of the Center for Macroeconomic Research by Sberbank, Julia Trucheaeva, noted that only countries located in a huge debt pit refused the funded part of the pension. Speaking about the argument about the low profitability of the investments in the NPF, Trucheaeva said that raising her a much more simple task than then save the entire pension system.

On February 18, the Ministry of Labor proposed to introduce a moratorium on the formation of the funded part of the pension for 2016 and subsequent years "by analogy with the moratorium introduced in 2014 and extended in 2015." "Founding" 6 percent of the contributions are proposed to be redirected to an insurance pension.

Fifting pensions are proposed to develop outside the state pension system. As an incentive, the Ministry of Labor proposes to free the amounts paid by citizens to independent pension funds from personal income tax and increase the social tax deduction.

The financial and economic unit is sharply against the abolition of the funded part of the pension, as this will deprive the economy of a significant part of the "long" money. The Central Bank, in particular, stated that the funded part of the pensions is the only alternative to the budget for long -term investments, and the protracted discussion of the pension system discredits the authorities in the eyes of business and citizens.