Translated material
Shuvalov reported when a mortgage will fit to 7%
A mortgage rate in 2018-2019 can be reduced to 7-8%, said the first deputy prime minister of the Russian Federation Igor Shuvalov.
"If our medium -term inflation forecasts in 2018 will already
reality, you and I will see such credit in 2018-2019
Mortgage rates are 7-8%, this is all real, ”he said, speaking on Friday at the All -Russian meeting“ The situation in the construction industry of Russia ”. RIA Novosti reports.
Such a bet will become possible not because the government will intervene
and give money for subsidizing, but because the general situation in the economy
The Russian Federation will be different, Shuvalov emphasized.
At the same time, according to him, the president instructed the heads of Sberbank and VTB to ensure the expansion of mortgage lending, TASS reports.
"Gref and Kostin received instructions from the president. They will work in a mortgage in such a way that it does not happen more serious. For them, this is a priority, the bet is not comfortable, but we, we need to work with it now," said Deputy Prime Minister.
Meanwhile, the Ministry of Construction is negotiating
with the Ministry of Finance about the possibility of expanding the volume of subsidizing interest
Mortgage rates in order to satisfy the applications of banks. This was announced according to the results of the conference by the Minister of Construction and Housing and Public Utilities Mikhail Men.
He recalled that the Board of Directors of the Central Bank decided about
reduction of the key rate. He also recalled that the program
subsidies provides for the allocation of 20 billion rubles by the government,
which will allow you to take a mortgage for 400 billion rubles, while
Banks submitted applications for 550 billion rubles.
"We are negotiating with the Ministry of Finance not about reducing the interest rate from
12 to 11%, for example, about expansion (volume) to close all
need. So far I will not be called the deadlines, ”said Men, quoted by Interfax .
Recall that in 2014, the average mortgage housing rate was 12.5% per annum, but after the December collapse of the ruble and the jump in the key rate of the Central Bank, some banks set mortgage rates in 20% per annum or more . In March, the government began a program for subsidizing mortgages and rates dropped to 13-10% .