This year, bank employees began to lose and steal customer money twice as often

Over 10 months of 2015, the amount of write -offs from the maps of Russians as a result of erroneous and malicious actions of bank employees with client accounts reached 1 billion rubles. This is 87.5% more than January - October 2014, the Izvestia newspaper writes with reference to the calculations of the Jet Infosystems, whose clients are more than a hundred large banks.

In addition, bank employees issued login and passwords to the third parties to enter the Internet bank, which led to a prediction from cards of 442.8 million rubles for 10 months (+77%).

Finally, the volume of fraud related to the execution by employees of banks of management tasks has increased more than three times. We are talking about plans to connect additional services, registration of insurance and other things. Since the beginning of the year, the amount of fraud has reached 324 million rubles. This type of fraud is the most difficult in terms of recognition. The period of detection of theft schemes is an average of 14 months.

Thus, the total volume of internal losses doubled and exceeded 1 billion 850 million rubles.

According to experts, the problem is becoming more and more serious and therefore is increasingly publicizing. Bank staff are not sure of tomorrow, licenses respond to banks, states are reduced in them, salaries are reduced. As a result, employees try to create an additional financial pillow, consciously going for a crime.

The larger the bank, the higher the probability of the incident. The volume of costs of the banks of the Russian Federation to combat internal fraud in the current crisis is comparable to similar expenses to combat external scammers (several tens of millions of rubles a year).

In the company "Infosystems Jet" believe that the most costs falls on intentional violations. Moreover, such schemes are a business that blooms on the basis of economic troubles: to recover managers becomes much easier, the cost of information is increasing, and hunters will sell data to the side.

A decrease in the income of bank staff even without malicious intent intensifies due to the human factor. When a person is nervous, the risks of making mistakes increase many times; As a result, double, triple write -offs from customer cards occur, money transfers are not to those accounts.