In two weeks, 14 people were able to take advantage

The mortgage housing lending agency (AIZHK) summed up the first results of the program for assistance to mortgage borrowers after its serious processing. In two weeks of the updated program, the assistance of 14 borrowers has already been approved. Prior to this, in more than six months of the program, only one loan was restructured on it, it recalls Kommersant .

The press service of AIZHK clarifies that "today five borrowers have already received financial support under the program, a positive decision has been made for nine applications - restructuring under new conditions will be carried out in the near future." There are more than 40 applications from borrowers on the consideration in banks. In addition, "banks are conducting targeted work with those borrowers who previously applied for restructuring, but did not fit the previous conditions of the program."

Recall that the program for helping mortgage borrowers who found themselves in a difficult financial situation was launched by the government in April this year. It was assumed that banks would restructure a problem mortgage to citizens under preferential conditions, and the income falling will be compensated by state funds (initially not more than 200 thousand rubles per person). In total, 4.5 billion rubles were planned to help borrowers.

However, the approved version of the program from the very beginning turned out to be non -viable - the requirements for borrowers were too strict, and only a limited number of needy citizens were suitable for them. A number of the provisions of the program did not suit representatives of the banking community.

In the summer, a decision was made on radical processing of the program. As a result, the final version of the changed program was approved by the government in early December. The new version soften the requirements for borrowers and collateral housing, three times reimbursement of costs of banks - up to 600 thousand rubles were increased. On one loan, the wishes of banks are taken into account.