Credit stories

The Living Foundation is engaged in helping adults who are in trouble. There are few such funds. Moreover, most people do not know about its existence, and they try to solve problems alone

We help alive collect 10 319 255 R required 15 026 109 r

The collection of funds is over

“60% of the letters to the Live fund come from people who took all kinds of loans and spent all their money,” says the director of the Foundation Victoria Agadzhanova. Turning to the fund, people write that they have nothing else left, that they are drowning in debt, that they are pursued by collectors, that the fund is their last hope. Most of those who write such letters, faced with a disease of loved ones or trying to raise money for rehabilitation, do not even ask for money from friends, but immediately go to the bank. People, as a rule, simply do not know about the existence of any other ways, do not think that there is someone who can help nearby. Sometimes they are simply inconvenient for them, and they think that they can handle themselves, and the idea that loans will have to be given away.

Volodya

Volodya photo: from personal archive

Volodya has just graduated from the technical institute. Suddenly, for everyone, instead of starting to work by profession, he entered the Theological Academy at the Don Monastery and began to help in the restoration of the Churches near Moscow.

Volodya took his friends to Moscow after work in the Sumarokovsky temple. A strong thunderstorm began. Volodya lost control, the car crashed into a concrete chipper at full speed. Hodo-brain injury, nine months in intensive care, complications, pneumonia, sepsis, long recovery.

Friends Volodya after the accident remained only bruises. Mom Volodya says that her son consciously turned the steering wheel on himself to save those who were in the back seat. He had a fraction of a second to make this decision.

Three years have passed since the accident. During this time, Volodya's mother spent everything she had. When her savings for treatment and rehabilitation began to be missing, she went to the bank and took a consumer loan. For her, it was a surprise that banks did not provide any benefits to the relatives of seriously ill people. She hoped for a sparing percentage, but received the same interest rate that is provided to everyone else. For three years, Nadezhda took four loans, she still pays two. She very poorly remembers the period when she went to banks and wrote statements. He says that then it seemed to her the only way out.

For three years, Nadezhda took four loans, she still pays two

Once, Nadezhda spoke with the confessor Volodya in the Novospassky monastery. In the same, the monastery was employees of the Life Foundation, who told Mom Volodya that there are funds that help adults. Hope began to look for information about who could help Volodya, but almost everywhere she was refused. The only fund from where the answer came is the Living Foundation, which is now paying for Volodya rehabilitation.

“People who are faced with illness, with trouble, are in a stupor,” says Nadezhda Vladimirovna. “They are confused and completely crushed by their grief. And at this moment they still need to understand who can help them, where to find money, in the end. I believe that everyone should know about the existence of funds. We must remember that life at any moment can change in the most unexpected way, and we must know what to do and to whom to contact for help. ”

Irina

The roommate of Irina leaves her alone with her little son. In order not to think about ended relations, Irina begins to work several times more: she opens her business, finds a part -time job. She simply has no time to pity herself.

After a few months, Irina wakes up and understands that he cannot get out of bed. Irina is taken to doctors who cannot explain to the girl what is happening to her. Irina's mother brings her to Moscow, where, finally, the doctor diagnoses her - the transverse myelitis of the thoracic spine. The body lost stress and launched an autoimmune process that provoked this injury.

All this time, the girl was supported by the mother and the little son, who very much asked her to get up, and Irina promised herself that she would definitely do it. She was able to find money for treatment, received the first disability group. Just at that time, it became obvious that it would not be possible to do without a wheelchair, which was no longer a purchase of money. To buy a stroller, Irina's mother took a loan, which had already managed to pay off. After that, Irina simply began to send requests for help on the list she had made. In the "living" fund helped her. Now Irina learns to go again, continues to work and raises her son.

All this time, the girl was supported by the mother and the little son, who very asked her to get up, and Irina promised herself that she would definitely do it

Formally, for people with disabilities, there are no prohibitions on obtaining loans. In practice, it is almost impossible to take a loan to a disabled person. Most banks believe that such loans are very risky. This is explained by the fact that if the borrower belongs to the category of people with disabilities, then he has health problems, respectively, he needs regular treatment, and this takes most of his income.

Most often, in such cases, relatives of people with disabilities make out a loan, but not everyone has such an opportunity.

Natalia

Natalia Photo: From Personal Archive

At eight years, Natasha found out that she had diabetes and began to lose her eyesight. Her parents did everything possible to preserve it: doctors, procedures, medicines. After school, she entered a psychologist, dreamed of finding a job. Natasha graduated from the institute while already blind.

A year ago, Natasha met at the voice forum for the blind with Oleg: he lost his vision after an accident. Oleg and Natasha got married. After some time, Natasha began problems with blood vessels-the disease made itself felt. There is not enough money for the doctor’s expensive treatment for a young family, who decided to cope with everything, who decided to cope with everything. Natasha and her husband turned to two banks: in the first they were not even allowed to fill out the questionnaire, learning that they were disabled. Natasha turned to the second bank himself, they accepted the documents there, but they did not give a loan. On the Internet, the spouses found the Living Foundation, which helped collect the necessary amount.

“If we knew about the fund, we would immediately go there”-this phrase is pronounced differently by those who have already helped “alive”. Then there would be no walks on banks, failures, debts and loans. But let's be honest: in line for help in the fund is now 57 people. And so that they can get it, you need your participation: only three people work in the fund, who need money for normal work for normal work, like everyone else. Even the smallest donations are important.