Petersburgers prefer their own housing

About 8% of Russians live in a rented apartment and plan to move to their own housing for a year or two years, analysts of the National Agency of Financial Research found out. Indeed, today you can buy your own apartment on favorable terms: the current mortgage rates are the lowest in the history of housing lending in Russia, and the monthly payment is comparable to the cost of the lease.

Today, the mortgage has become the most popular and affordable way to purchase an apartment. According to the St. Petersburg Real Estate Consulting Center, now on the market the share of mortgage transactions is 55-60% of the total sales. This is to a greater extent due to the program "Mortgage with state support", but the increase in the increase in construction and expansion of mortgage offers from leading banks also affected demand. Therefore, buyers prefer not to rent real estate, but to buy their own so as not to pay "in the void." Do not forget that even long -term rental is still a temporary phenomenon.

On average, renting a studio or one-room apartment in one of the sleeping areas of St. Petersburg costs 20 thousand rubles a month excluding utility bills. At the same time, the size of the rental rate is growing by an average of 10% per year due to increasing the market prices and the growth of housing and communal services tariffs. Prices for such apartments in the primary market in the most popular locations of the region and the city start from 1.9 million rubles. The monthly payment under the program "Mortgage with state support" as part of the autumn action of St. Petersburg Real Estate will be only 9900 per month - this is even lower than the average rental rate in the city. Moreover, it is recorded for the entire loan term.

And, importantly, each payment of a mortgage is a contribution for its apartment. And if you count on the average mortgage loan, the family in St. Petersburg pays ahead of schedule for seven to eight years, although the mortgage is originally issued for 20-25 years, the overpayment of the loan is also comparable to the money that will be spent on rent.

As the study showed, 72% of Russians do not agree to live in rental housing under any conditions. Because its own apartment is a completely different standard of life, comfort and freedom. Own apartment is happiness. The autumn action of St. Petersburg Real Estate is called that: "Happiness is ...". All participants in the action can find out what happiness means for them by simply analyzing their page on the social network (more on the site: http://spbrealty.ru/happiness )

Moreover, each participant has the opportunity to get a certificate for a discount of 100,000 rubles to buy his own apartment from Setl City.