
A minute before you go to the bank, you take out the phone and send a message to the ATM about how much money you want to withdraw. In the bank you don’t have to look for a card in the wallet and enter a PIN code: the device identifies you on the chip in the phone and gives you the right amount, only scanning the pupil.
Later at a party, you pay attention to the jacket of one of the guests. Instead of looking for the same on the Internet for a long time, you bring a camera camera on it and buy the same in a few minutes to apply augmented reality - they will deliver it to your home tomorrow.
Such a future of payments is seen by participants in the world's largest financial conference Money 2020, held last week in Las Vegas. “Over the next 5–7 years, the industry will change more noticeably than in the previous 50,” said Harry Lyons, the director of innovation of MasterCard.
Republic has chosen the most interesting and promising ideas.
In the summer, the most popular mobile application in the world in five hours was the Pokemon Go game, built on augmented reality technology. In the first week alone, it was downloaded by 10 million users of Android devices, and on iOS users, the creators of the game earned about $ 1.6 million per day.
Financial corporations are now going to use the technology that has conquered audience. The VISA payment system, together with the Blippar startup, has already launched a pilot project: spectators of showing British designer Henry Henland at London Fashion Week could immediately slip clothes on models, after which the application on their smartphones offered to buy clothes with delivery the next day.
PayPal does not lag behind, which in May of this year received a patent for a payment system using augmented reality. A special headset will allow customers to get detailed information about the subject they look at-instructions for use, descriptions and customer reviews, and immediately buy it in the online store.
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