
Mandatory medical insurance guarantees the free provision of medical care in any state medical institution for a specific type of case or disease specified in the insurance policy.
This program was developed with the aim of ensuring affordable treatment for all segments of the population, which can thus get rid of the risk of overpayments in the process of performing procedures in private or state hospitals. In the process of recovery, all expenses are taken by an insurance company, which has a corresponding document.
The registration of this type of medical insurance is mandatory for the following citizens:
Russians who live in the territory of the Russian Federation and are registered here; Refugees that fall under the law “On refugees”; Foreign citizens who are in Russia temporarily or on permanent residence; Citizens who live on the territory of the Russian Federation, but do not have a residence permit or are registered in another state.
Please note that the compulsory medical insurance policy is issued regardless of whether you have a permanent place of work, your own housing. All citizens who are Russians receive such insurance for an unlimited period. Visiting citizens and those who do not have a residence permit or citizenship are issued a temporary compulsory medical insurance policy for a period until the end of the current calendar year (up to December 31 inclusive).
MHI without restrictions is one of the key achievements of the Ministry of Health. In the presence of this document, even a representative of socially non -protected segments of the population can receive full -fledged medical care without the need to pay for drugs, procedures, maintenance and transportation of the patient. The volume of free services for the policy may differ, depending on what territorial body the document was issued.
Each citizen can own only one compulsory medical insurance policy, but he acts even on the territory of the constituent entities of the Russian Federation. When hiring in state and private organizations, the presence of such a document may be required. These norms are spelled out in the current legislation.