The Opening was transferred to the control of the Central Bank. Main

The Central Bank on August 29 announced the reorganization of the opening financial corporation - and his entry into its capital. The Central Bank will become the main owner of the bank, the “opening” introduced a temporary administration. Medusa tells how the bank, which three months ago was the largest private in Russia, has passed under the control of the Central Bank.

Three months ago, the “Opening” was the largest private bank in Russia. In addition to the Bank of the same name, the Rosgosstrakh, Rocketbank, Bank “Point”, brokerage and analytical structures are included in the Otkritie group. Among the owners of the bank are entrepreneurs Vadim Belyaev (founder of the group) and Alexander Mamut, VTB, President of Lukoila Vagit Alekperov and a member of the Board of Directors of Lukoil, the owner of Spartak Leonid Fedun. According to the results of the second quarter of 2017, the bank was the largest private in Russia, it took seventh place with assets of 2.45 trillion rubles. For comparison, the annual income of the federal budget of Russia is 13.5 trillion rubles.

The bank’s problems began in June 2017-after the Russian agency Acre assigned him a low BBB- rating. Because of this, the “discovery” lost access to the money of state-owned companies and pension funds (they are forbidden to invest in banks with low rating). After the Ugra bank collapsed in July, many rumors appeared about the unstable position of other financial organizations - and primarily “discoveries”. In June-July, customers withdrew 435 billion rubles from the bank; He lost 20% of obligations.

The founder of the “discovery” Vadim Belyaev explained the “information attack” on the bank. The “discovery” took 333 billion rubles at a high rate from the Central Bank, and also received a prosperous loan; Its amount was not called.

In early August, Bloomberg reported that the “opening” is negotiating an additional investor. Then, according to RBC, Vadim Belyaev returned to the operational management of the “discovery”. The Bell cited the words of a high -ranking official that “there will be no bad scenario in the bank,” since “too many interests of influential people” are concentrated there.

On August 29, the Central Bank became the main owner of the “discovery”, a temporary administration was introduced in the bank. The Bank of Russia will get at least 75% of the shares. The opening assets will be the Activities of the Central Bank of the Consolidation of the Consolidation of the Banking Sector (at the same time, the regulator will receive control over three more large pension funds, including Lukoil-Garant). The Central Bank assured that the “opening” would continue to work as usual, customers can withdraw money at any time.

The Bank of Russia explained that the problems of the “discovery” appeared in the fall of 2016, and the situation worsened the situation “Trust”, which was entrusted with the bank. The Central Bank allegedly asked for the "discovery" to do capitalize. The owners of the bank allegedly asked for salvation, and there were no other investors, in addition to the Central Bank.

This is the first case of using a new banks rehabilitation scheme. The Consolidation Fund for Banks, which independently reorganized, was created by the Central Bank in May 2017. The Central Bank explained that this option would be cheaper than providing loans from the deposit insurance agency. Thanks to the new scheme, the authorized bank did not close access to accounts for the first time. According to the Central Bank, the reorganization will take six to eight months.

On the evening of August 29, a meeting of top managers of “Otkritie” with the heads of the Central Bank was held; It began almost simultaneously with the Central Bank issued an application for the introduction of the interim administration. The Central Bank was represented by Deputy Chairman Olga Polyakova and several more senior employees. As Meduza told several people attended at the meeting, the conversation was held in the “most friendly environment”. The discovery officers were told that they would be happy to include current top managers in the temporary administration, but this does not allow the rules; However, they promised to work tightly with the bank team. In addition, the new leaders responded positively about the first deputy chairman of the “discovery” Vadim Kulik, who went to the company from Sberbank in May.

At the same meeting, the founder of the bank Vadim Belyaev said that from August 30, he would not have to do with the bank’s leadership, warning that the employees have a great responsibility: “The same story as with the cable , [now] can happen on the can.” Dmitry Pozhdaev, deputy director of the Department of Financial Recovery of the Central Bank, was appointed the head of the Otkritie Provisional Administration.

After the announcement of the Central Bank, the Opening of Opening increased by 3%, bonds - by 13%. The spokeswoman for the “discovery” in a conversation with “Medusa” refused to comment on the actions of the regulator. In the technical support of the Rocketbank, which is part of the “Opening”, the Medusa correspondent called the situation “winning” for customers. “Opening will be the first bank to be honored to become from the private state. Imagine how much his achievements are recognized, ”wrote an employee of technical support. At the "Point" "Medusa" they said that "just the Central Bank decided to take the banks of" opening "under their wing to strengthen them." Co -owner of the bank Leonid Fedun noted that he was pleased with the decision on the reorganization. “Now the“ discovery ”will become a supernode bank,” he said .

Kirill Petrov