Translated material
Alfa Group decided to compete with Oleg Tinkov
In Russia, another digital bank may appear, which will serve customers remotely.
News
Alfa-Bank office in Tyumen. Photo: Wikimedia
- Alfa Group is working on creating a digital bank, Vedomosti found out . The search for the leader is in the final stage.
- Interestingly, the new bank will not be associated with Alfa Bank. He will work on a separate license and belong to one of the groups of the group. This means that for Alfa Bank a new bank will also be a competitor. He will not share with him his client base.
- Why create a competitor to himself? The model of exclusively distance services is not suitable for all Alfa-Bank customers, but such services do not bear classic banking costs and gain popularity, explains such a decision, close to Alfa Bank.
- A recent study of EY showed that Russia ranks third among the 20 largest world markets in the activity of using fintech services in million-plus cities. In this indicator, the country is second only to China and India.
- But the penetration of banks providing their services only through the Internet is still small in the country, which means that there is a place on the market: only 11% of Russian Internet users indicated such services to their main bank. At the same time, the overwhelming majority of fintech users continue to use the services of traditional banks.
RT was moved away from advertisers
After the scandal using the capabilities of Facebook and Twitter, the Russian “troll factory” Google decided to delete RT (former Russia Today) from the Google Preferred service. With it, Google sells advertisers packages of the most popular channels of his YouTube video hosting video hosting. Only last weekit turned out that the United States demanded that RT register in the country as a foreign agent.
New buildings in Moscow will be cheaper
In Moscow, the number of new housing has been put up for sale over the past seven years, RBC writes on the basis of data for the first quarter of the year. Demand does not have time for a proposal, which means in the next two to three years housing prices in new buildings will decline . According to forecasts , by 2020, the cost of apartments in Moscow may fall by 20-30% to the current level.
The second seller of China
Everyone knows about the Chinese Alibaba Group. But she has a competitor-JD.com, on the online sites of which there are already about 25% of the Chinese market. Vedomosti translated an interview with FT with the founder of the company Li Tsyandun, whose fortune is now estimated at $ 11 billion. The Chinese success story looks like this: the money for training at the university was collected by the whole village, he wrote the first code for the sales site himself, and then lived in the office for four years and answered the requests of customers around the clock.
We measure the traffic jams
Very morning infographics - a rating of cities with the most terrible traffic in 2016. In the first place-Los Angeles. In his legendary traffic jams, drivers last year pushed on average for 104 hours. Losses (temporary and fuel consumption) are estimated at $ 9.7 billion. For Moscow, such estimates are not given, but in vain, because it is in the second (!) Place.
If you missed our evening newsletter , read:
- Why are investors to prepare in connection with catalonia;
- How in the children's camp "Sirius" will be taken away by new governors;
- And also - the rules of the business of the head of Microsoft with Sataea Nadalla, recommendations on how to rebuild your Telegram, and the story of how to colonize Mars (in pictures).
Irina Malkova, The Bell