Telegram wants to compete with MasterCard and Visa

Pavel Durov promises to create the most popular cryptocurrency in the world and turn Telegram into a new payment system

MAIN

Pavel Durov. Photo: TechCrunch / Flickr / ( CC by 2.0 )

Telegram is preparing for $ 3-5 billion for ICO, but you already know that. Now the details of the project have become known , the idea of ​​whichPavel Durov will try to sell investors.

• Telegram wants to create a Telegram Open Network (Ton) blockchain platform with its own cryptocurrency. The project is described in the White Paper Messenger, the “Vedomosti” got acquainted with the copy of this document.
• The current blockchain networks cannot replace the Visa or MasterCard payment infrastructure, transactions with bitcoins and etherium are performed too slowly.
• Telegram is going to fix this by creating a blockchain platform, which can be compared with a distributed supercomputer and a system of money transfers. In a new, decentralized economy, it can compete with VISA and MasterCard, and the Ton wallet integrated with Telegram's applications will become the most common cryptocurrency cash in the world, it is written in the messenger’s document. Coins called Gram will be contacted inside Ton. They will serve as the main currency of the internal economy Telegram.
• Telegram promises to work with the entire ecosystem - owners of channels, developers, payments and merchant providers in order to increase the demand for their cryptocurrency and create a "whole new economy filled with goods and services that can be paid with cryptocurrency."
• The Messenger Avenue says that the experience of the Telegram command in the development of convenient interfaces will allow to achieve the desired. The goal of the company is to create an instrument intuitively understandable to millions of users to use cryptocurrencies, which are so far as an instrument for investors.
• The audience of Telegram itself is now 150 million people, but by the beginning of 2022, the messenger promises to increase it to 1 billion with new cryptocurrency, according to the company, hundreds of millions of people around the world will use it.

What am I to me?

In the success of the future ICO of Pavel Durov, few doubts, but the financiers do not yet see a big threat to their business from the messenger, only if transactions are not significantly faster and more convenient than through traditional payment systems. Russians may simply not have time to try out a new tool - Telegram continues to be at the risk of blocking in Russia.

MONEY

Cars have already begun to rise in price

In the car market, the year begins with a price increase . Cars of most brands of production of 2018 increased in price by 1.5-3%, and some, for example, Mercedes, are already 5%. Most of all, expensive cars will rise in price-due to the growth of excise taxes, which will primarily affect models with a capacity of more than 200 hp. The second reason for price growth is the upcoming growth of twice the utilization fee. On average, for the whole year, car dealers expect prices by 13-17%.

Savings - in cash and state banks

Yesterday we wrote that the Russians began to put less money for deposits and save cash more - today Kommersant found out how much: over the past two years, the proportion of Russians who store savings in rubles has grown four% to 21%. However, the state -owned banks should not worry about this - the number of deposits and account owners in banks with state participation increased from 16% to 25%. Only 6% of Russians are ready to entrust private banks.

Putin's headquarters

Today it turns out to whom Vladimir Putin entrusted to lead his election headquarters. According to Kommersant, this role is claimed by the leaders of the Victory Volunteers, Olga Amelchenkov and the Center for Gifted Children, Sirius, cellist Sergei Roldugin Elena Shmeleva. And the Kremlin’s internal policy management, meanwhile, continues to train the regions to increase the turnout - now the regional authorities have sent recommendations on how to turn elections into a holiday. Among them are projects called “Big Family Games”, “Photos in the Elections” and school referendums, writes RBC. How much this holiday will cost - we did not understand, but the regions will have to look for funds for the organization of events and the purchase of prizes.

PRACTICE

After death, there is ICO

The largest manufacturer of Kodak photographs, which went bankrupt in 2013, will go to the ICO at the end of the month. Kodak creates the Kodakone blockchain platform to register intellectual rights. On the platform, whose site is still empty , photographers and agencies will be able to register their intellectual property on the blockchain, and in exchange for their content to receive Kodakcoin cryptocurrency. Against this news, the shares of Eastman Kodak increased by 45%. Prior to bankruptcy, the company was a leader in the photographic film market, Kodak’s share only in the USA was 80%, and 50%in the global market. In 2013, most of the patents passed to Apple and Microsoft. As one of the most famous companies of the last century, it went bankrupt and reached the ICO can read in detail here .

Eat and study

Each company of Silicon Valley is spent on table and snack bars for employees, but the young entrepreneur from Cambridge Shah Dharmosh convinced them that it was worth paying for the dinners of employees in restaurants-but always with colleagues from competing companies. The idea of ​​his startup Hubspot is that for a corporate account an employee can invite anyone for lunch if he finds out valuable information or learn something. Such a system, for example, works in LinkedIn - for Brainstorm, employees invite competitors to lunch.

Irina Malkova, Peter Mironenko, The Bell