Kommersant: The Deposit Insurance Agency has decided to recover from bank clients the money withdrawn before bankruptcy

The Deposit Insurance Agency (DIA) is filing lawsuits en masse against clients of bankrupt banks, demanding to recover from them the money that they withdrew before the license was revoked, writes , citing depositors and data from files of arbitration cases. Kommersant

Thus, as part of the bankruptcy of the Military Industrial Bank (VPB), a year later the agency filed more than 150 claims challenging the bank’s pre-bankruptcy transactions, of which a third of the claims were made against individual depositors. In addition, the DIA's claims are disputed by about 400 Tatfondbank depositors.

According to Kommersant, the agency is challenging all transactions that were carried out approximately a month before joining DIA Bank. In order to file a claim with the agency, it is enough for the bank to have a file of outstanding payments at the time of withdrawal of the deposit.

According to the defendants, the court does not take into account that the depositor could not have known about the poor financial condition of the bank. The son of one of the VPB depositors, Viktor Shkolyarenko, who is also being asked to return the money, said that sometimes the court considers the claim in 10-15 minutes, “deciding the fate of people humiliatingly quickly.” “All decisions were made in favor of the DIA as a carbon copy,” he says.

After winning the case, the DIA partially returns funds to depositors in the form of deposit insurance in the amount of up to 1.4 million rubles. If the deposit exceeds the amount, the client must be included in the register of creditors, and the return of the balance is not guaranteed.