Investments in the dollar, stocks and palladium became the most profitable in 2018

The largest return in rubles in 2018 was brought to investors by investments in dollars, Russian stocks and palladium futures, RBC calculated .

Dollar . In the period from December 29, 2017 to December 28, 2018, the US currency appreciated by 20.6%, to 69.5 rubles.

• Those who put the currency on a bank deposit benefited even more: in January, the average rates on annual dollar deposits in the 15 largest banks were at the level of 1.29%.
• Buyers of cash dollars also benefit: those who bought the currency at the end of 2017 and sold it at the end of December 2018 earned 13%.

Euro . The exchange rate of the European currency against the American one dipped by 6% over the year, but against the ruble it grew by 14.9% over 12 months. Those who opened a deposit in euros in January could receive a yield of 8.5% per annum in rubles.

Cryptocurrency . Investors in cryptocurrency at the end of 2018 fix serious losses. Bitcoin has fallen in price by 4.4 times in a year.

Promotions . Buyers of the most liquid Russian securities for the year would have received a yield of 11.79% (exactly this amount increased the MICEX index). The MCFTR index, which takes into account not only the price of shares, but also the dividend yield of the largest companies, rose by 18.5%. However, it is worth considering that transactions with shares are subject to income tax of 13% on the amount of dividend payments and the difference between the purchase costs and income from the sale of shares.

• LUKOIL shares on the Moscow Exchange have risen in price since the end of 2017 by 48.6%. And dividends brought investors another 5% per annum.
• NOVATEK's shares went up even more - by 66.3%. The dividend yield on the shares of this company was about 2% per annum.
• by 39.6% Rusagro's depositary receipts went up . And dividends gave a yield of 6.6% per annum.

Gold . An investor who would have bought a gold futures on December 29, 2017 on the Moscow Exchange with the expiration of the contract in December 2018, would have spent $1318.9 per troy ounce, and could have sold it for $1249.7 at the end of the year, losing 5, 24%. But due to the depreciation of the ruble, such investments have a yield of approximately 14%. But income tax will have to be deducted from this amount.

Palladium . An investor who bought palladium futures on the Moscow Exchange in March with a contract expiration in December 2018 would have received a yield of 24.6% in dollars and 51% in rubles.

Ruble deposit . Putting ruble funds on an annual deposit in early January, one could get more than 7%.

OFZ . Investments in government federal loan bonds (OFZ) gave a yield of 7.4%, and in corporate bonds - 8.23%.