Putin allowed the launch of a preferential mortgage program outside the Far East

Russian President Vladimir Putin admitted that a preferential mortgage program recently launched in the Far East for 2% for young families can be extended to other regions. He stated this during a large press conference on December 19.

"As for the Trans -Urals ... Of course, we understand, we see the situation there, and part of the support measures in the field of demography will now be distributed to the Trans -Urals. This applies to the support of families with children, primarily the families in which the third child appears. And as for other support measures, including a two percent mortgage, then, in principle, of course, all this is possible, but we need to see how all this is now, how much this is all that all of this is, to see how much this is all this. It will cost how many people will apply for this measure of support, calculate budget expenses and make decisions “on a clear eye”, ” RIA Novosti quotes the words of Putin.

Recall that in early December, Russian Prime Minister Dmitry Medvedev signed a government decree on the launch of a preferential mortgage program for young families in the Far East with a rate of 2%. Within the framework of the program, the state will subsidize the interest rate on mortgage housing loans to the level of 2% to young families and single parents no over 35 years living in the Far Eastern Federal District.

The preferential mortgage program provides for the issuance of mortgage loans in the amount of up to 6 million rubles at a rate of 2% per annum for up to 20 years. In total, within the framework of the program, it is planned to issue about 147 thousand loans worth up to 450 billion rubles. You can get such a loan once.

"It is assumed that payments to credit organizations will be carried out by JSC" Dom.rf "monthly during the entire mortgage loan in the amount of the difference between the size of the key rate of the Bank of Russia, increased by four percentage points and the amount of interest rate on mortgage loan (2%). The total amount of payments to credit organizations for a period of about 418 billion rubles is estimated," the reported reported. " in the government.

The Dom.rf specified that the initial contribution on a preferential loan should be at least 20%. Borrowers can pay the contribution at the expense of maternity capital, and large families will be able to additionally be able to receive payment from the state to 450 thousand rubles to repay the loan, provided the third or subsequent child is born after January 1, 2019.