Siberians can pay less for loans

Levoberezhnaya Bank offers to use the refinancing program for consumer loans of other banks and reduce the amount of the monthly payment. The rate of only 9.9% per annum.

Refinancing is an effective tool for those who already have existing consumer loans and want to reduce the debt load. This method of optimizing expenses allows you to make a monthly payment below, refinancing a loan at a favorable rate, as well as, if necessary, combine several loans into one in order to save and not pay to different banks.

The maximum loan amount in the framework of a special refinancing program is 1 million rubles, the loan term is up to 5 years. The final interest rate on the refinancing loan is established by the Levoberezhnaya bank depending on the loan amount and the borrower category.*

“Why is it profitable? It is better to show on a specific example than to speak abstractly. For example, you get a salary for a card of our bank, but have issued two consumer loans in third -party banks - one at 18.5% per annum with a debt of 152,000 rubles, the second at 16.9% per annum with a debt of 192,000 rubles. Every month you pay to different banks in the amount of 8662 rubles. By contacting Levoberezhnaya Bank, you can combine them and refinance under 9.9% per annum. At the same time, the monthly payment will decrease to 7,292 rubles, that is, your savings per year will amount to 16440 rubles. If you are a new client, we will offer you a 12.9% per annum rate, which will also significantly reduce the debt burden, ”comments Oleg Belsky, head of the lending department of individuals Levoberezhny.

The proposal is valid for individuals who have issued a consumer loan in another bank no earlier than three full months ago. To receive a loan, the client should not have the current overdue debt in another bank.

You can apply for a loan refinancing online on the site, as well as in the bank offices.

tel. 8-800–333--555

www.nskbl.ru

*The rate of 9.9% per annum is available to customers receiving wages to the Levoberezhny bank card with a loan in another bank and issuing a loan for a refinancing program in the amount of 300,000 rubles to 1,000,000 rubles; The rate for customers - participants in the salary projects of Levoberezhnaya Bank, who have a loan at another bank and issued a loan in the amount of up to 300,000 rubles - 11.9% per annum. The rate for new customers who have issued a loan under the refinancing program will be 12.9% per annum for an amount of over 300,000 rubles and 13.9% with an amount of up to 300,000 rubles. Not a public offer. Levoberezhnaya Bank (PJSC) reserves the right to refuse to issue a loan, as well as at any time to make additions and/or amendments to these Rules of the Promotion, extend or terminate the action ahead of schedule unilaterally. The bank informs about additions and/or amendments to the Rules by posting relevant information on the official website of the bank www.nskbl.ru

Bank "Left Berezhnaya" (PJSC). Bank of Russia license No. 1343 of August 18, 2015

Link to the refinancing section .

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