The Central Bank clarified the grounds for blocking accounts

The Central Bank clarified the signs of dubious transactions and transactions, the conduct of which may become the basis for blocking an account. For the first time, operations with digital currencies were included in the list.

Changes have been made to regulation 375-P, adopted back in 2012, with more than 100 signs of suspicious transactions. to the document approved by the Central Bank The amendments will come into force on October 1, 2021.

In connection with the adoption in July 2020 of the law on digital financial assets (DFA), the list of signs of suspicious transactions for the first time included transactions with digital currencies, as well as the circulation of digital rights for large amounts. In addition, the list was supplemented by regular transfers abroad from different citizens to one individual or multiple transfers from one electronic means of payment, notes . TASS

Also, an item appeared on the list with operations on executive documents, which are issued as a result of litigation or by the commission on labor disputes (CTC). If the bank suspects that there are signs of laundering or cashing out in such an operation, it will have the right to refuse service.

At the same time, the Central Bank removed from the list a number of indicators of suspicious transactions, including non-standard and unusually complex settlement instructions, the client's neglect of more favorable terms of service, and the offer of an unusually high commission for the provision of services. The regulator also ceased to consider doubtful cases when a client carries out a banking operation through a representative who does not enter into personal contact with the bank, specifies . RIA Novosti

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Such changes in the list of grounds for blocking transactions and accounts of the Central Bank began to discuss at the beginning of last year. We talked more about the first edition of the amendments that appeared here .