The ability to select the symbol (purpose) of withdrawal from an ATM is a new functionality that Otkritie Bank launched for customers from the SME segment in December 2020. In ATMs of the bank, individual entrepreneurs have 6 symbols available for selection, legal entities - 9, including wages, social payments (pensions, benefits) and scholarships with a preferential commission of 0.4%. Previously, it was possible to withdraw money at such a rate only through the bank's cash desk and only by prior order.
So far, this option is available only when withdrawing funds using a plastic, and not a virtual Otkritie business card. The selected wording of the symbol (target) is added for such transactions to the payment purpose. These formulations correspond to the formulations of accounting "cash symbols". Previously, their choice was available only when withdrawing cash through the cashier. This is important and convenient for accounting and tax accounting of clients. Now they are not tied to the location and work schedule of the office and can withdraw cash with a choice of purpose around the clock. The functionality is available in most ATMs of the bank.
Otkritie Bank is included in the list of backbone credit institutions approved by the Bank of Russia. Otkritie develops all the main business lines of a classic universal bank: corporate, investment, retail, SME and Private Banking. The bank's subsidiaries hold leading positions in key segments of the financial market: insurance companies Rosgosstrakh and Rosgosstrakh Life, Otkritie Broker, Otkritie Management Company, NPF Otkrytie, Baltic Leasing JSC, Open Leasing LLC , Otkritie Factoring LLC, RGS Bank, Customs Card JSC. The reliability of the bank is confirmed by the ratings of the Russian agencies ACRA (AA(RU)), Expert RA (ruAA-) and NKR (AA+.ru), as well as by the international agency Moody's (Ba2). The bank's development strategy provides for an increase in speed, an improvement in the quality of customer service, as well as the implementation of advanced fintech ideas.