The beginning of parallel import of electronics, the prognosis of stagflation from the Ministry of Finance and the growth of the share of microloans "to the salary"

Retailers begin to import electronics through parallel imports

The “connected” first of the major retailers confirmed the beginning of the import of electronics through a parallel import. He thus replenished the assortment of more than 100 headings. Devices will be more expensive by 10–20%than similar, imported before the start of the “special operation”, the company admits. The main issues are how to ensure a guarantee for such equipment and who will return the money for faulty gadgets.

• A representative of the Svyaznoy network spoke about replenishing the reserves of equipment through the channels of parallel imports to Kommersant. According to him, we are talking about the supply of a number of Samsung smartphones, the latest generation iPhone, as well as PlayStation, Xbox and Nintendo game consoles. Those who import the equipment for the "Slosing" did not specify the company.
• The law on the legalization of parallel import was adopted by the State Duma on June 21. It implies the possibility of importing goods without the consent of the manufacturer or copyright holder, purchasing it through other countries.
• The electronics imported through parallel import channels provide an official guarantee, assured in the retailer: “All these products are intended only for the EAEU countries, so there will be no problems with the activation of the devices (as it was with some Samsung smartphones. - Ed.). Service service is distributed to all devices. ” As before, warranty service will be carried out by the service center, but if the manufacturer took the cost of himself earlier, now the distributor will pay, they explained in the “liaison”. The retailer will probably have to return the money for faulty devices from his pocket, because he no longer has the protection of the manufacturer, as before, experts say.
• Marketplaces were already seriously engaged in parallel imports, Kommersant wrote earlier. But other retailers have not yet openly talk about the sale of goods imported in this way, since they are still counting on the resumption of relations with manufacturers, the interlocutors of the publication say. In M. Video-Eldorado and MTS, they only stated that they act within the framework of the law. Megafon only emphasized that current reserves are enough to meet demand.

What am I to me?

As we wrote earlier, the main problem of parallel import of equipment in the guarantee, support and maintenance of products imported by bypassing brands. Not to mention Russia's loss of the status of a priority market: the new items will reach it late, as in the early 2000s. In addition, risks of both sellers and buyers will grow. Retailers are preparing to return during the time of pink salmon.

MONEY

The Ministry of Finance believes that the world economy is immersed in stagflation

Signs of stagflation of the world economy, which the World Bank previously wrote , also see in the Russian Ministry of Finance. According to Vedomosti, that the global economy is immersed in stagflation, the project prepared by the Ministry of the main directions of the budget, tax and customs tariff policy for 2023–2025 said. The Ministry of Finance blames in stagflation the policy of the largest Western states. The department notes that the decrease or sharp slowdown of GDP in a number of developed countries occurred in the first quarter, and the scale of inflationary pressure reached an unprecedented level.

The situation that arose primarily was the result of the rash policy of the authorities of the largest Western economies, which in recent years have been fascinated by fiscal and monetary stimulation, the Ministry of Finance believes.

According to the analysts of the World Bank, the risks of stagflation arose due to the conflict in Ukraine and high inflation. Stagflation is a rare phenomenon for the economy, characterized by a combination of economic recession with high inflation. The term appeared in the mid-1960s and is now used to describe the situation in the world economy in the 1970s. As the stagflation was fought in the last century and how the current situation is different, we told here .

Promsvyazbank can buy SMP Bank

The support for the defense-industrial sector Promsvyazbank can buy from the family of the Rotenbergs SMP Bank, learned Kommersant. According to the publication, the parties discuss the deal since December 2021, and at the beginning of 2022, the PSB conducted Due Diligence SMP Bank, which took about two months. Both banks are now under the most stringent sanctions, but this is more likely to remove a number of questions for the transaction than difficult it, the newspaper writes.

SMP-Bank is a large bank with a bias on corporate lending. It has been working on the Russian market since 2001, present in 19 regions. The main shareholders are Arkady and Boris Rotenbergs. As of the end of 2021, he was in 18th place in terms of assets among Russian banks.

PSB has the status of a systemically significant bank and at the beginning of the year ran sixth place in Russia in terms of assets. In recent years, he has already bought third -party banks. So, in 2019, PSB bought a link-bank that belonged to VEBU. In 2020, he acquired from Roscosmos Corporation the subsidiary of the same name. Until the end of May 2023, the PSB must integrate the Ministry ofBank. In all cases, the defense bank achieves from the previous owners or the state to clean the balance of credit organizations, recalls Kommersant.

What else happened?

- The Baring Vostok Foundation, which specializes in investments in Russia, intends to sell one of its assets - a share in the collection company “First Client Bureau” (PCB), RBC sources told RBC and confirmed the representative of Baring Vostok. PKB is one of the leaders of the Russian collector market with a share of more than 10%. According to the representative, the foundation last year began to study the possibility of implementing the package. RBC sources claim that negotiations were activated after the start of the “special operation”.

- The Ministry of Labor has developed the parameters of indexing pensions for non -working pensioners for the nearest three -year -old, RBC reports with reference to the draft budget of the Pension Fund. It follows from the document that pensions will average on average by 6.8% per year. In addition, the document provides for an increase in the federal transfer to the PFR budget to 5 trillion rubles per year.

- The Russians began to take microloans “before the salary” more often, the trend manifested itself even more clearly than at the beginning of the pandemic. If in May 2020 6% of the clients of microfinance organizations asked for urgent loans “before salary”, then in May 2022 this share exceeded 10%, Kommersant reports with reference to the study of the Webbankir platform. According to the National Bureau of Credit Stories, in May 2022, 2.38 million “loans to salary” for 21.59 billion rubles were issued. The main reason for the trend is in high inflation, salaries do not have time to grow prices, experts explain.

- The International Civil Aviation Organization (ICAO) claims that in Russia there is a significant and still not solved problem in the field of security of flights. This, according to RBC, was said in a closed balllet of the organization of June 15. The point is that Russian aircraft have registration in the register of civilian aircraft more than one country, and therefore the problem of the reality of licenses for their radio equipment and certificates of flight fit in general arises.