The court ordered Tinkoff to return 1.3 million rubles to a client. The bank wrote off the money due to “unjust enrichment” on currency exchange

The Dzerzhinsky District Court of Perm ordered Tinkoff Bank to return to its client Anton Larchenkov almost 1.3 million rubles, which the credit institution wrote off from him, accusing him of “unjust enrichment” from currency exchange.

The court's website says that Larchenkov's claim against the bank was partially satisfied. As RIA Novosti was told by the court's press service, in addition to returning the money, the bank must pay the client compensation for moral damages in the amount of five thousand rubles, as well as pay 323 thousand rubles to the treasury as a fine.

At the same time, the plaintiff's representative Vasily Cherepanov from the Perm public organization "Initiative" reported on the website vc.ru that the amount of compensation for moral damages was 30 thousand rubles, and the amount of the fine was 650 thousand rubles (half of this amount, according to Cherepanov, will go to the plaintiff, the other half to the organization "Initiative").

Anton Larchenkov was one of nearly 200 people who had their money written off by Tinkoff for exchanging rubles for dollars via an “intermediate” conversion to the British pound. The bank called the write-offs a “transaction fee” due to “unjust enrichment.”

As the plaintiff's representative explained, Larchenkov filed a claim against the bank for unjust enrichment, believing that the bank had written off the money without legal grounds. Tinkoff, in turn, stated that on March 10, when Larchenkov exchanged currency, the bank experienced a technical failure because an employee had set an erroneous euro exchange rate.

"In 52 minutes, the client made 48 consecutive conversions from dollars to euros, then to pounds sterling and back to dollars, making a profit from each iteration. This suggests that the client made the transactions not for the purpose of converting currency for personal use, but for the purpose of making a profit and unjust enrichment," the bank's representative said in a comment to vc.ru.

Tinkoff intends to appeal the decision of the Perm court.