Banks complain to the Central Bank about the lack of development of electronic subpoenas

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Russian banks, which have been banned for over a year from lending to draft dodgers, still do not know how to comply with the law, writes RBC.

Meanwhile, the register of electronic summonses — and with it the entire system of automatic bans — should start working in November. Banks are not given direct access to the register, and the channels of interaction with the Ministry of Defense are not only not debugged, but not even defined, the National Council of the Financial Market (NCFM) complains to Elvira Nabiullina and Deputy Prime Minister Dmitry Grigorenko.

“It is extremely important to take into account the ongoing nature of lending procedures and the time distribution of individual events of these procedures, for example, approval of a loan application, conclusion of a loan agreement, transfer of funds to the borrower after the conclusion of the loan agreement, registration of ownership of the collateral,” the letter notes.

Indeed, a summons to a conscript may arrive after the loan is issued, but before the mortgage is registered with Rosreestr. And then the loan will hang on the balance as unsecured. Now we can expect that banks will at least request additional information from borrowers, market participants told the publication.