Do not try to find “pearls” on the Russian stock market on your own. You can get really burned out “We already have four million!” - an entrepreneur I knew boasted in the summer of 1997, when the market was growing by leaps and bounds. He really had a reason to be proud of himself: in the spring of 1996, he convinced his partners to invest about $200,000 in shares, then they invested more and more - a total of $900,000.

Employee address books become valuable assets You receive a letter from a colleague who asks you to introduce him to a good friend of yours who works at another company. You are perplexed: how does a colleague know about your acquaintance? It's simple - your employer has installed a new program on the corporate network. She scans the email address book of all employees to find out who is corresponding with whom. This trend is only a few months old.

Russian Standard Bank was the first in Russia to put the debt collection of private clients on stream The dream of Rustam Tariko, owner of Russian Standard Bank, has come true. Four years ago, his bank was the first to issue express loans in Russia (15 minutes - and you are the owner of a washing machine). This business was initially built “for sale.” And in July of this year, the French bank BNP Paribas announced the purchase of almost 50% of Russian Standard.

Is it worth spending money on secondary education? From $30,000 to several hundred thousand dollars can be spent on educating a child in Russian non-state educational institutions. However, no matter how high the costs, graduates of most private schools will receive exactly the same high school diplomas as their peers from shareware public educational institutions. “In both public and private schools there are excellent and unsuccessful children.

Forget about "new economy" stocks, advises Jim Huget. The average age of the companies he bets on is 121 years. Ten years ago, Jim Huget sold his consulting firm for $4 million. And, like any entrepreneur who received a large amount of cash, he began to look for something to invest in. At first, he was excited by the idea of ​​investing in an index mutual fund: for a small investment, such a fund could track the entire breadth of the market.

A Seattle businessman spends 240 days a year on the road—and makes the most of his business trips. Every entrepreneur is forced to go on a business trip from time to time. Dennis L. Pelino never stops traveling for business.

The modern discussion about planning is reminiscent of the debate about the first five-year plans. And it's a dangerous resemblance Economic planning is coming back into fashion.

Economy They say about the American president: in his first term he thinks about how to be re-elected for the second, and already in the second - about how to make history. It seems that the Russian president is also thinking about history and therefore sets one ambitious task after another for the government. First they talked about doubling GDP in ten years, then about halving the poverty level in three years. Who knows what task will be assigned tomorrow?

The Baltic countries have strict restrictions on working with non-residents. But local banks will never say “no” to a Russian client “Money loves silence” and “We are closer than Switzerland” - these are the advertising slogans of Baltic banks aimed at Russian clients.

Corporate bonds can provide stable income. You just need to make the right choice The summer banking crisis once again showed that chasing high interest rates on deposits is risky. Everyone seems to have gotten used to this idea. It remains to understand how to protect your savings from inflation in conditions when Sberbank does not give more than 10% per annum. There are opportunities. One of the most tempting options is to invest in corporate bonds.

There are at least three industries in which it makes sense to invest money right now Between 1929 and 1932, as the US GDP fell by 50% and the stock market crashed by more than 80%, John Paul Getty invested funds from the oil business he had built in the 1920s into buying up oil assets from bankrupt owners. . As a result, as you know, Getty became a multi-billionaire.

Shareholders of mutual funds continue to lose money. But despite this, funds remain the most attractive way to store savings Mutual funds are having a tough time right now.

In the “most reading country,” books are also becoming a profitable investment item Andrey Khazin, a senator from the Kostroma Regional Duma, has been collecting books for about 20 years. His library began with a pre-revolutionary military encyclopedia, published by Sytin's publishing house, and the famous Brockhaus and Efron dictionary.

Guide to action “Don't try to buy at the bottom and sell at the peak. “Whoever says that this is possible is a liar,” wrote the famous American financier Bernard Baruch, who knew a lot about stock speculation. The Russian market, pretty battered by the Yukos scandal and the banking crisis, is not in the best shape right now, but you shouldn’t wait for it to reach its bottom. We need to act now. Where to invest money? The answer is in our project “Investments 2004”.

When Russian real estate does not generate income, it is worth thinking about Ukrainian While the profitability of investments in Moscow real estate has been declining since the beginning of 2004, in Ukraine real estate prices are showing steady growth. In industrial centers in the east and south of the country, experts say, “price explosions” are possible. For example, in 2003, housing prices in Donetsk rose by 60%, and the same increase is expected in 2004.