Banks are ready to lend only reliable borrowers, and they are becoming smaller
The demand for loans from Russians is high, the number of applications is growing, but banks deliberately tighten the terms of lending and are fighting for the quality of customers. In January, the retail loan portfolio, according to the Central Bank, grew by only 0.2%. It was worse only in January 2011, when the portfolio decreased by 0.1%. In January 2013 and 2012, the retail portfolio of banks added 0.8 and 0.6%, compared the data "Vedomosti" .