This test will tell you one thing: are you a spender or a saver?
Otherwise, you are proud of yourself because of your generosity, without hearing behind your back that you are a miser! Otherwise, you are proud of yourself because of your generosity, without hearing behind your back that you are a miser! 1. Do you use loans when purchasing large items: Yes, if it doesn’t work out any other way – 2. No, a loan is always an overpayment - 1. You don’t even think about making big purchases – 3. 2. Do you take lunch from home or eat in a cafe or office cafeteria?