A considerable number of people in the modern world use such a banking financial instrument as a loan. For some, this is the opportunity to purchase the desired product now, and not to save a certain time for it, for others-something terrible and terrible, which is why they try to pass the receipt of credit funds throughout their lives.

A considerable number of people in the modern world use such a banking financial instrument as a loan. For some, this is an opportunity to purchase the desired product now, and not save up for a certain amount of time, for others, it is something scary and creepy, which is why they try to avoid receiving credit funds throughout their lives.

Pavel Amnuel From time to time, being in Moscow, each time I will certainly come to visit my teacher - Evgeny Lvovich Troops. The ritual does not change for a quarter of a century (by rooting in Soviet times): a glass of cognac, strong black coffee, sandwiches, but most importantly - conversations, leisurely conversations about the main thing. About literature, about science fiction, about life, events in Moscow, Russia, Israel and the world.

Rice. 1. Distribution of votes depending on the final turnout at polling stations, presidential elections in Russia 1996–2018. On the x-axis: turnout at the polling station (precincts are grouped by turnout intervals of 1% from whole to whole percent). On the y-axis: the number of votes at polling stations in the corresponding 1 percent turnout interval

Rice. 2. The same in several foreign elections. Data from the websites of central election commissions or open data portals of the relevant countries