Varvara Grankova The most effective risk management tool is setting clear goals. It’s also the hardest, because most people don’t know what they want. I still admire classmates who, at 22, knew they wanted to be stock market analysts, have three kids, and live in the suburbs. Yet most of us don’t have that kind of clarity at 22 or even at 52. And that’s okay.

November 12, 2019, 16:31 / Finance / News Sberbank will not have time to connect to the Faster Payments System before the end of the year undefined Vedomosti Sberbank will not have time to connect to the Faster Payment System (FPS) until the end of 2019. Bank President German Gref told reporters about this, TASS reports . According to him, this is physically impossible to do, because it requires significant modification of 16 basic systems within the bank.

As a result of inspections by the prosecutor's office, six criminal cases have been opened regarding the evasion of film companies from returning state subsidies for film production, said the official representative of the Prosecutor General's Office, Alexander Kurennoy. He did not specify which companies the cases were brought against. Kurennoy added that 13 more procedural checks are being carried out.

Read on vedomosti.ru Moldovan parliamentarians from the Party of Socialists and the Democratic Party voted with a majority of votes (63 out of 101) on Tuesday for a vote of no confidence in the country's government led by Prime Minister Maia Sandu. Deputies from the pro-government bloc ACUM (26 people) voted against this decision, the rest abstained.

The Federal Antimonopoly Service of Russia (FAS) ordered the booking service Booking.com (legal entity Booking.com BV) to remove the clause on providing the best price from agreements with Russian companies within a month, the agency said in a statement.

November 12, 2019, 22:30 / Finance S&P: weak economic growth will limit the development of the insurance market in Russia undefined Vedomosti Weak growth rates of the Russian economy will limit the development of the Russian insurance market, according to the report “Assessing Industry and Country Risks of the Insurance Sector: The Russian Non-Life Insurance Sector,” prepared by S&P Global Ratings.

Ultimately, the choice between economic growth and security is largely illusory. Numerous initiatives to strengthen regulation and control over the Internet continue to be discussed and implemented in Russia. Most of them have a completely understandable rational kernel from the point of view of ensuring security.

The cadet died of meningococcal meningitis at a military school in Tyumen, a source close to the Russian Ministry of Defense told Vedomosti. According to him, this is the first case in the armed forces when meningitis led to death in less than 24 hours. Read on vedomosti.ru The cadet was admitted to the hospital on the evening of November 7 with a high fever, and on the morning of November 8 he died, despite the efforts of doctors.

airline Aeroflot expelled a passenger from its loyalty program for violating the rules for transporting animals, reports the Moscow agency . We are talking about the owner of a cat weighing more than 8 kg. The passenger carried the animal in the cabin of an airplane flying from Moscow to Vladivostok, violating the rules established by the carrier. In addition, the owner removed the animal from the container on board.

Russian Post tripled revenue from digital services / Evgeny Razumny / Vedomosti Russian Post's revenue from digital services for the first nine months of 2019 increased by 237% compared to the same period in 2018 and amounted to 9.1 billion rubles, a company representative told Vedomosti. Last year, it was 2.7 billion. By the end of the year, revenue received through digital channels will reach 15 billion rubles and will amount to 7% of all revenue, Russian Post predicts.

November 12, 2019, 18:38 / Economics US presidential candidates want to introduce a wealth tax According to their plans, Bill Gates could immediately fork out $6.4 billion Alexey Nevelsky “I paid over $10 billion in taxes, more than anyone else,” the Microsoft founder recently said / Carolyn Kaster / AP The problem of inequality has become one of the main themes of the US presidential campaign.

Israel has extradited Russian cybercrime suspect Alexei Burkov to the United States, the Israeli newspaper The Jerusalem Post reports . "He is currently in custody awaiting his initial court appearance, which will take place today at 2:00 p.m. local time (10:00 p.m. Moscow time)," Nicole Navas-Oxman, a spokesperson for the US Department of Justice, told TASS. Burkov's case will be heard by the federal court in Alexandria, Virginia, she added.

November 12, 2019, 03:01 / Finance / News Kommersant learned about Sberbank’s plans to launch a home delivery service for cards undefined Vedomosti Sberbank is launching a service for delivering bank cards to clients’ homes, market participants told Kommersant and confirmed by sources close to the bank. The pilot project will start in December, and the service will be fully operational in the first half of 2020, noted the newspaper’s interlocutor close to Sberbank.

The financial director of Sberbank, Alexander Morozov, who oversaw the financial block for 12 years, will leave his post, the bank announced. Read on vedomosti.ru The Supervisory Board on Tuesday approved Morozov’s resignation from the board effective July 1, 2020. The new head of the Finance block in 2020 will be UC Rusal CFO Alexandra Buriko. After a short break, Alexander Morozov will continue to work in the Sberbank group in a new role, the bank reports.

There is still a shortage of ideas and applications in the Internet of Things / AP The Internet of Things was predicted to have a bright future last year: analysts from the consulting company AC&M-Consulting predicted that 20 million SIM cards would be used in the segment by the end of 2019.