How much it costs to cash out a million, Russia closes the border with China and the venture market in 2020

How the market changed, I yelled as a result of an uncompromising struggle with it of the authorities

Russia fought for 10 years with dirty banks, tax schemes and cereals: we decided to summarize this struggle. In the second material of the Cash Cash cycle, The Bell tells how the market has changed, how much it costs to cash out a million rubles in Moscow and what schemes are used by cashes.

• After the total cleansing of dirty banks and one-day firms in the second half of the 2010s (we talked in detail about this struggle here), markets became the main source of cash. The largest trading hubs where goods from China, Vietnam, Kyrgyzstan, Kazakhstan and other countries come in Moscow, less large-in Yekaterinburg, Novosibirsk, St. Petersburg and other cities.
• "Zoo" - the so -called cashing through the markets, the interlocutors of The Bell, lawyers representing the interests of businessmen in ships related to cashing. Traders from the regional markets come to be purchased on wholesale bases, spending from 100 thousand to several million rubles once. At the end of the day, Nal flows to the curators of a naked business - as a rule, these are people in the market directorate.

• As a reward, nonresidential suppliers receive about 5% on top of personal accounts or IP accounts. Also, Moscow cashes in their schemes often use cryptocurrency - during last year’s searches on the Gardener and Moscow, according to the media, several mining farms were found. If in the early 2010s I went out, according to the deputy chairman of the Central Bank Dmitry Skobelkin, 2-3% of the amount were taken, now the rates in Moscow can reach 30%.

• Last year, the Central Bank asked banks separately reports on the points of service located in the territory or near large regional clothing and food markets. In conditions of hard supervision, cashes have to constantly improve their schemes. For the exchange of experience and know-how are thematic forums and chats in Telegram.
• One of the main topics is Know Your Customer (KYC), the banking compliance procedure. The requirements of banks are changing all the time, but their employees promptly pass the candiders fresh examples of KYC, updated taking into account the recommendations of the Central Bank. Those publish them and disassemble. As a result, the schemes can change literally weekly.
• About other know-hows of modern cashes-the Garant service, established a system for the exchange of information about fraudsters among their own, hedging in the form of open bases with nicknames of “conscientious” cashes- read on our website.

What am I to me?

Tighten the requirements for identifying doubtful operations has led to mass blocking of entrepreneurs and small companies. Of course, the fight against core is not the only reason, but the share of small and medium-sized businesses in the Russian economy is reduced: according to new data from Rosstat, in 2018 it amounted to only 20.2% against 21.9% in 2017 and despite the task of bringing it to 40% to 2025.

Bell Club

Our guest is Valentin Yumashev

On February 12, Valentin Yumashev , ex-head of the presidential administration Boris Yeltsin, will be the long-awaited guest of Bellclub, and the last twenty years-adviser to Vladimir Putin on a voluntary basis. Yumashev said about himself that in the 1990s his main task was “to create a normal atmosphere in the country for the development of then young business”, to give entrepreneurs to earn money, including from the security forces. It is known that Yumashev now uses his capabilities to help the people who were in disgrace - among those for whom he stood before the president, was also called Kirill Serebrennikov. He is also attracted to the resolution of acute business conflicts-for example, he helped Vladimir Potanin negotiate with Oleg Deripaska in disputes around Norilsk Nickel. But the main thing for Yumashev and his wife, the daughter of Yeltsin Tatyana Yumasheva, is now the development of the Yeltsin Center that opened in Yekaterinburg in Yekaterinburg. At the Bellclub meeting on February 12, we will be able to talk about political changes that unfold right before our eyes, and, possibly, even look into the future, in a closed format. The meeting is moderate by Elizabeth Ossetian. The number of tickets is limited, they can be purchased here .

MONEY

The border on the castle

An alarming news about the Chinese coronavirus comes from morning to evening: the number of sick people around the world exceeded 8 thousand, the dead were 170 people. Bloomberg launched an updated card , fixing the number of confirmed cases of infection. In Russia, they are not yet. Today, Prime Minister Mikhail Mishustin ordered to close the borders in the Far East. At the disposal, we are talking about a temporary restriction of traffic through 15 checkpoints, but perhaps there will be other measures. For example, in the evening, TASS said that Russian Railways from tomorrow was suspended a freight message between Russia and China, but soon other state agencies hastened to announce that the order was canceled “due to the explanations received”. In addition, Russia stopped the design of electronic visas to Chinese citizens through border rooms in the Far East, in the Kaliningrad region, St. Petersburg and the Leningrad region. Because of the coronavirus, they can also transfer the investment forum to Sochi. While economists are wondering that China will undertake to support the economy, OPEC+ plans an emergency meeting due to falling oil prices below $ 60 per barrel.

H&M will bring two new brands

The Swedish H&M Group, one of the largest sellers of clothing in the world, will open in Russia the stores of two not yet presented brands - the popular & Other Stories, which produces line of women's clothing, shoes, accessories and cosmetics, will open in the fall. In addition to him, in Russia there will be jeans clothing stores for men and women Weekday. Today it turned out that H&M, trying to get out of the crisis, is changing the leadership-the richest person of Sweden and the main owner of the holding Stefan Person, who ruled the company for more than 20 years, will give way to his son Karl-Yohan Person.

What to expect from the venture market in 2020

2020 for the venture market around the world can be a turning point: the problems of startups from the SoftBank portfolio marry the end of the fat era. At the request of The Bell, the investment director of DA Vinci Capital, the author of the Proventure Telegram channel Denis Efremov told what technologies and business trends will determine the development of global venture. In short, there will be less money in the market, a series of loud techno-IPOs at the beginning of the year should not be expected, and 3D pure, virtual reality and blockchain will finally grow into specific products.

The case of Golunov

Accusation and detention

Five former police officers who delayed Medusa journalist Ivan Golunov on charges of attempting drugs for a sale of drugs last summer, was charged with three serious articles, including drug trafficking. They face up to 15 years in prison. In the status of the suspect, only the head of the operatives Andrei Shchirov did not find out, who stated that he knew nothing about the actions of his subordinates - he remained a witness. The rest of the resting measures are elected today - four have already been sent under an arrest for a period of two months ( the broadcast from the court of the court is conducting Mediazon).

PRACTICE

How to educate your willpower

Most almost immediately forgets about their New Year's promises, and even with a real threat of death, only 14% of people are obtained - this is due to the fact that about 40% of our daily actions are based on old habits. Certain patterns of brain activity suggest behavior before a person deliberately makes a decision - in as many as seven seconds, that is, a huge part of what we do is almost unconsciously. But this circumstance can be used by forming new good habits. About how to program your brain and thereby develop willpower, our friends from the Reminder project tell.

Hatiter Army Ilona Mask

For a long time for a long time, Tesla’s shares, Randip Witi, has been engaged in an Internet campaign called TSLAQ-in his social networks he is trying to prove that the head of Tesla Elon Musk is a fraudster and should sit in prison, writes Bloomberg. A large community of billionaire has already gathered on the Internet: they regularly find and publish any information about the problems, trials and complaints of Tesla customers, leading to the fact that the end of the company is about to come. Until recently, the main Hater acted anonymously, but after the social networks called his real name, Tesla sued him, and in ordinary life, Randip was faced with problems at work. Despite the spiteful people, Musk today got rich by $ 2.3 billion in just an hour - and all thanks to the pleasantly surprising Tesla reporting investors, after which the company has risen in price by 13%.