[Without heading]

SA ATM. Nearby, as a sin, the company of local homeless people was usually gathering. As the eyewitness of this event told, once to the bank’s client, who put his card to the gap of an ATM, who drew a Pin code and took his legal pack of money, one of the homeless people approached and completely friendly: “So I still don’t understand how you play this game?” The client did not find suitable words for a worthy answer, meanwhile, only a few years passed, and now, to explain the homeless woman what can be done with the help of credit and debit plastic cards, I would have to give a whole lecture.

Plastic payment cards are used not only in ATMs now with their help a brilliant number of users pays for both ordinary access to the Internet and IR-telephony (not counting the payment of accounts for mobile telephony, etc.). As for the first method, it is more or less clear instead of going to the office to the provider (or to the bank), it is enough for a person to buy a card in the nearest store, call on the specified phone, and a certain amount of money will be recorded at your account of the corresponding provider. Quickly and conveniently, this method allows you to use several providers with a minimum waste of time at once. IP-telephony is more new and unusual. Outwardly, its use in everything looks like an ordinary phone call, with the difference that your voice is transmitted not on the usual telephone networks, but via Internet channels in the form of IP packets. This costs on average two times (or even more) cheaper; In addition, it is now possible to completely turn off the intercity communication so that the children suddenly do not call on an advertisement to Guadeluup, introducing you into unthinkable expenses. To call Bryansk or Paris, you call the network operator in your city, call your card number, and he transports your call on the global network. Currently, IR-telephony is being introduced in about 100 countries. And about 35 of them, including Cuba, India, Nigeria, Thailand, Turkey, introduced restrictions on the transfer of voice (in some cases also of facsimile messages) on IP networks. The main reason for such restrictions is the desire to support state telecommunication companies that may lose part of their income (it is worthwhile to wait for similar body movements from the MGTS). In addition, the use of IR networks allows you to transmit messages that are outside the existing framework of state and financial control. Internet telephony is now only 3.2% of all international calls (3.9 billion minutes), but some analysts believe that by 2004 their share will grow to 40%. Internet telephony significantly reduces the costs of both the client and the telecommunications operator (for example, with some tariff plans, a number of operators can call New York 6 cents per minute). The iPteelphony has become a common occurrence, and competition 8 has already begun in this market, probably the optimal solution in price/quality ratio is the acquisition of a 777 card (the services are divided by Demos, www.demos.ru). Such a significant reduction in the relationship of borno changes our idea of ​​the role of telecommunications - a little more, and they, as well as the computer networks serving them, will completely grow into our lives and work. You have to be prepared for this.